Send money to Peru from the U.S.

You can send money to Peru from the U.S. with Ria Money Transfer in three easy steps:

• Create your Ria account

• Choose how much to send and your recipient's preferred delivery method

• Complete your payment

Ria offers three ways to send:

• Online at riamoneytransfer.com

• Through the Ria mobile app (iOS and Android)

• In person at a Ria location

Your recipient in Peru can receive funds via cash pickup at 5,000+ locations, direct bank deposit, mobile wallet through Yape, ATM withdrawal at Interbank, or Visa Direct to an eligible Visa debit card.

The right option depends on your recipient's needs:

• For speed and convenience: Send online or through the Ria app — money can arrive as quickly as minutes, depending on the delivery method.

• For cash pickup: Peru has an open payout network with 5,000+ locations through partners including BCP, Interbank, Argenper, Jet Perú, and Perú Express.

• For bank deposit: Send directly to all major Peruvian banks, including BCP, Interbank, BBVA, Scotiabank, Banco de la Nación, Banco Interamericano de Finanzas, Banco Falabella, and Banco Pichincha.

• For mobile wallet: Send to Yape for digital delivery.

Ria's fees vary based on:

• The amount you send

• The delivery method you choose

• How you pay (debit card, credit card, or bank account)

Ria consistently offers competitive exchange rates, and fees start as low as $0 for select online transfers. There is no receive limit in PEN or USD for Peru, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page — it shows the fee, exchange rate, and the total your recipient will receive before you confirm.

Yes. You can send money to Peru online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.

You can pay with:

• Debit card

• Credit card

• Bank account

Your recipient can receive via cash pickup at 5,000+ locations across Peru, bank deposit, mobile wallet (Yape), ATM withdrawal at Interbank, or Visa Direct — all without visiting a physical location.

Zelle, Venmo, and Cash App do not support international money transfers to Peru. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.

Ria Money Transfer is purpose-built for sending money to Peru, with:

• Competitive rates and low fees

• 5,000+ cash pickup locations

• Direct bank deposit to all major Peruvian banks

• Mobile wallet delivery (Yape)

• ATM withdrawal at Interbank

• Visa Direct to an eligible Visa debit card

You can fund your Ria transfer with a debit card, credit card, or bank account.

Yes. Ria supports direct bank deposit to all major banks in Peru, including:

• BCP

• Interbank

• BBVA

• Scotiabank

• Banco de la Nación

• Banco Interamericano de Finanzas

• Banco Falabella

• Banco Pichincha

To send to a Peruvian bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.

Peru has 5,000+ cash pickup locations through Ria's open payout network. Top payers include:

• BCP

• Interbank

• Argenper

• Jet Perú

• Perú Express

Peru operates as an open network, meaning your recipient can pick up cash at any location of the selected payer. Locations across major cities and smaller towns make it convenient for recipients to collect funds on their schedule.

Yes. Ria supports transfers directly to mobile wallets in Peru through:

• Yape

Your recipient receives the funds in their Yape account, where they can spend, transfer, or withdraw the balance. Mobile wallet delivery is a fast, flexible option for recipients who prefer digital payments over visiting a bank or pickup location.

Yes. Peru is one of the corridors where Ria offers ATM withdrawal as a delivery method, available at Interbank ATMs. When the funds are ready, your recipient can withdraw cash directly from a participating ATM, which is helpful when other pickup locations are not nearby.

When you send, choose the ATM withdrawal option (where available) and follow the steps in the Ria app or on the website. Your recipient will receive the details needed to complete the withdrawal.

Ria Money Transfer makes it easy to send money to Peru without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location — often at a lower cost and with more delivery options than a bank wire.

Your recipient can receive funds via:

• Cash pickup at 5,000+ locations (including BCP, Interbank, and more)

• Direct bank deposit to BCP, Interbank, BBVA, Scotiabank, and other major banks

• Mobile wallet (Yape)

• ATM withdrawal at Interbank

• Visa Direct to an eligible Visa debit card

Delivery times depend on the method you choose and when you send:

• Cash pickup: Funds can be available for collection as quickly as minutes, depending on processing.

• Mobile wallet and ATM: Transfers to Yape or Interbank ATM withdrawal can also reach recipients quickly once processed.

• Bank deposit: Typically takes longer than cash pickup, especially if currency conversion or compliance checks are involved.

Several factors can affect speed:

• Time of day: Transfers sent on weekends or after banking hours may experience delays.

• Payment method: Debit card payments tend to process faster than bank account (ACH) transfers.

• Delivery method: Cash pickup and mobile wallet are generally faster than bank deposit.

Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm your transfer.