Send money to the Philippines from the U.S.
Enjoy exclusive rates and $0 fee on your first transfer with code: HELLORIA. Terms and conditions apply.
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How to send money to Philippines
Create a Ria account
Choose “Philippines”
Then, enter your transfer amount
Select how you will pay
Choose credit or debit card, bank, Google Pay, Apple Pay, or cash
Add recipient info & delivery method
Select cash pickup, bank deposit, mobile wallet, or home delivery
Confirm & track your transfer
Use your PIN or Order Number to check the status
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Easy ways to send money from United States to Philippines
Check live USD → PHP rates, compare fees, and transfer money safely to the Philippines from home. Every transfer is encrypted, verified, and tracked.
Easily send money, save repeat recipients, and get real-time updates on the go with our Ria mobile app.
Ria agents in United States can assist with transfers to the Philippines. Staff can verify recipient details, walk through all options, and provide the PIN for tracking.
Convenient ways to receive money in Philippines
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Your family and friends can conveniently pick up pesos at over 20,000 trusted Ria partner locations across Philippines, with easy access.
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Send money straight to bank accounts across Philippines, including Banco de Oro, Metrobank, and Bank of the Philippines Islands.
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Your loved ones can receive money instantly in GCash and PayMaya, ready to spend or save right away.
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Your family and friends can get cash delivered right to their door, safe and convenient.
Where it matters most
Ria's trusted delivery partners across Philippines
With 20,000+ locations in Philippines and over 600,000 worldwide, Ria makes it easy for your loved ones to receive money with our partners.
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Do it all with the Ria app
Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.
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How do I send money to the Philippines from the United States?
You can send money to the Philippines from the U.S. with Ria Money Transfer in three steps:
Create your Ria account
Choose how much to send and your recipient's preferred delivery method
Complete your payment
Ria offers three ways to send:
Online at riamoneytransfer.com
Through the Ria mobile app (iOS and Android)
In person at a Ria location
Your recipient in the Philippines can receive funds via cash pickup at 20,000+ locations, direct bank deposit, mobile wallet (including GCash), door-to-door home delivery, or Visa Direct to an eligible Visa debit card.
What is the best way to send money to the Philippines from the USA?
The right option depends on your recipient's needs:
For speed and convenience: Send online or through the Ria app. Money can arrive as quickly as minutes, depending on the delivery method.
For mobile wallet: Send to GCash, Maya, PalawanPay, coins.ph, or ShopeePay.
For cash pickup: The Philippines has 20,000+ locations through partners including Palawan, Cebuana Lhuillier, M. Lhuillier, Petnet, and BDO.
For bank deposit: Send directly to major banks such as BDO, BPI, and Metrobank.
How much does it cost to send money to the Philippines, and is there a transfer limit?
Ria's fees vary based on:
The amount you send
The delivery method you choose
How you pay (debit card, credit card, or bank account)
Ria offers competitive rates, and fees start as low as $0 for select online transfers. Recipients in the Philippines can receive up to about USD 8,000 equivalent in Philippine pesos (PHP) per transfer, and send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page. It shows the fee, exchange rate, and the total your recipient will receive before you confirm.
Can I send money to the Philippines online or through a mobile app?
Yes. You can send money to the Philippines online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.
You can pay with:
Debit card
Credit card
Bank account
Your recipient can receive via mobile wallet (including GCash), cash pickup at 20,000+ locations, direct bank deposit, door-to-door home delivery, or Visa Direct to an eligible Visa debit card.
How do I send money to GCash in the Philippines?
You can send money directly to a GCash mobile wallet in the Philippines with Ria. When you set up your transfer, choose the mobile wallet option and enter your recipient's GCash details. Your recipient receives the funds in their GCash account, where they can spend, transfer, or cash out the balance.
Ria also supports other mobile wallets in the Philippines, including:
Maya
PalawanPay
coins.ph
ShopeePay
Mobile wallet delivery is a flexible option for recipients who prefer digital payments.
Can I send money directly to a bank account in the Philippines?
Yes. Ria supports direct bank deposit to major banks in the Philippines, including:
BDO
Metrobank
BPI
Chinabank
Union Bank of the Philippines
To send to a Philippine bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.
Where can my recipient pick up cash in the Philippines?
The Philippines has 20,000+ cash pickup locations through Ria's payout network. Top payers include:
Palawan
Cebuana Lhuillier
M. Lhuillier
Petnet
BDO
LBC
Your recipient can collect funds at participating locations across cities and provinces, which makes cash pickup a convenient option for recipients who prefer cash in hand.
Can Ria deliver money to my recipient's door in the Philippines?
Yes. The Philippines is one of the corridors where Ria offers door-to-door home delivery. With this option, your recipient's funds are delivered to their address rather than collected at a pickup location, which is helpful for recipients who cannot travel to a branch.
When you send, choose the home delivery option (where available) and provide your recipient's address details. Use the calculator on this page to confirm the fee and amount before you send.
Can I send money to the Philippines with Zelle, Venmo, PayPal, or Cash App?
Zelle, Venmo, and Cash App do not support international money transfers to the Philippines. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.
Ria Money Transfer is purpose-built for sending money to the Philippines, with:
Competitive rates and low fees
Mobile wallet delivery to GCash, Maya, and more
20,000+ cash pickup locations
Direct bank deposit to BDO, BPI, Metrobank, and other major banks
Door-to-door home delivery
Visa Direct to an eligible Visa debit card
You can fund your Ria transfer with a debit card, credit card, or bank account.
Can I send money to a Visa debit card in the Philippines with Visa Direct?
Yes. The Philippines is one of the corridors where Ria offers Visa Direct, which sends money to an eligible Visa debit card. Your recipient can use the funds through their card once the transfer is complete, without visiting a pickup location or bank.
When you send, choose the Visa Direct option (where available) and enter your recipient's eligible Visa debit card details. Use the calculator on this page to confirm the fee and amount before you send.
Can I wire money to the Philippines?
Ria Money Transfer makes it easy to send money to the Philippines without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location, often at a lower cost and with more delivery options than a bank wire.
Your recipient can receive funds via:
Mobile wallet, including GCash, Maya, and PalawanPay
Cash pickup at 20,000+ locations
Direct bank deposit to BDO, BPI, Metrobank, and other major banks
Door-to-door home delivery
Visa Direct to an eligible Visa debit card
How long does it take to send money to the Philippines?
Delivery times depend on the method you choose and when you send:
Mobile wallet and cash pickup: Funds can be available as quickly as minutes, depending on processing.
Visa Direct: Transfers to an eligible Visa debit card can also reach recipients quickly once processed.
Bank deposit and home delivery: Typically take longer than mobile wallet or cash pickup, especially if compliance checks are involved.
Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm.