Send money to Spain from the U.S.
Exclusive rates and $0 fee on your first transfer with code: HELLORIA. Terms and conditions apply.
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How to send money to Spain
Create a Ria account
Choose “Spain”
Then, enter your transfer amount
Select how you will pay
Choose credit or debit card, bank, Google Pay, Apple Pay, or cash
Select how your recipient will receive the money
Select cash pickup or bank deposit
Confirm & track your transfer
Use your PIN or Order Number to check the status
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Easy ways to send money from United States to Spain
Check live USD → EUR rates, compare fees, and transfer money safely to the Spain from home. Every transfer is encrypted, verified, and tracked.
Easily send money, save repeat recipients, and get real-time updates on the go with our Ria mobile app.
Ria agents in United States can assist with transfers to the Spain. Staff can verify recipient details, walk through all options, and provide the PIN for tracking.
Convenient ways to receive money in Spain
Your loved ones can pick up euros at over 3,400 Ria locations across Spain, with convenient service and no hassle.
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Send money straight to bank accounts across Spain, including Kutxabank, Sabadell, Unicaja, IberCaja and more.
Where it matters most
Ria's trusted delivery partners across Spain
With 3,400+ locations in Spain and over 600,000 worldwide, Ria makes it easy for your loved ones to receive money with our partners.
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Do it all with the Ria app
Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.
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How do I send money to Spain from the United States?
You can send money to Spain from the U.S. with Ria Money Transfer in three steps:
Create your Ria account
Choose how much to send and your recipient's preferred delivery method
Complete your payment
Ria offers three ways to send:
Online at riamoneytransfer.com
Through the Ria mobile app (iOS and Android)
In person at a Ria location
Your recipient in Spain can receive funds via direct bank deposit to major Spanish banks or cash pickup at a Ria location.
What is the best way to send money to Spain from the USA?
The right option depends on your recipient's needs:
For most transfers: Direct bank deposit to a Spanish bank account is a common choice, with delivery to major banks including BBVA, CaixaBank, and Santander.
For cash pickup: Spain has 3,400+ Ria locations where your recipient can collect funds.
For speed and convenience: Send online or through the Ria app. Money can arrive as quickly as minutes, depending on the delivery method.
How much does it cost to send money to Spain, and is there a transfer limit?
Ria's fees vary based on:
The amount you send
The delivery method you choose
How you pay (debit card, credit card, or bank account)
Ria offers competitive exchange rates, and fees start as low as $0 for select online transfers. Your recipient in Spain receives funds in euros (EUR), and there is no receive limit in EUR for Spain, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page. It shows the fee, exchange rate, and the total your recipient will receive before you confirm.
Can I send money to Spain online or through a mobile app?
Yes. You can send money to Spain online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.
You can pay with:
Debit card
Credit card
Bank account
Your recipient can receive via direct bank deposit to a Spanish bank account or cash pickup at a Ria location.
Can I send money directly to a bank account in Spain?
Yes. Ria supports direct bank deposit to major banks in Spain, including:
BBVA
CaixaBank
Santander
Banco de Sabadell
Cajamar
Abanca
Bankinter
Kutxabank
To send to a Spanish bank account, you will need your recipient's account details, including the IBAN. Use the calculator on this page to see fees and the amount your recipient will receive before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.
Can I wire money to Spain?
Ria Money Transfer makes it easy to send money to Spain without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location, often at a lower cost than a bank wire.
Your recipient can receive funds via:
Direct bank deposit to BBVA, CaixaBank, Santander, and other major Spanish banks
Cash pickup at a Ria location
Where can my recipient pick up cash in Spain?
Spain has 3,400+ Ria locations where your recipient can collect funds. When you send, choose the cash pickup option and your recipient can pick up the money at a participating Ria location with a valid ID and the order number. Use the calculator on this page to confirm the fee and amount before you send.
Does my recipient in Spain receive euros?
Yes. Spain uses the euro (EUR), so your recipient receives funds in euros whether they choose bank deposit or cash pickup. Ria shows the exchange rate and the exact amount your recipient will receive in euros before you confirm, so there are no surprises. There is no receive limit in EUR for Spain, though send limits from the U.S. vary by payment method and delivery type.
Can I send money to Spain with PayPal, Zelle, or Wise?
Zelle and Venmo do not support international money transfers to Spain. PayPal offers international transfers through its Xoom service, and Wise is a separate provider, but fees and exchange rates vary by service.
Ria Money Transfer is a competitive option for sending money to Spain, with:
Competitive rates and low fees
Direct bank deposit to BBVA, CaixaBank, Santander, and other major banks
Cash pickup at 3,400+ Ria locations
You can fund your Ria transfer with a debit card, credit card, or bank account.
How long does it take to send money to Spain?
Delivery times depend on the method you choose and when you send:
Cash pickup: Funds can be available for collection as quickly as minutes, depending on processing.
Bank deposit: Typically takes longer than cash pickup, especially if compliance checks are involved or the transfer is sent outside banking hours.
Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm.