Send money to India from the U.S.
Send up to $49,999 to India per day or per transfer. Exclusive rates and $0 fee on your first transfer with code: HELLORIA. Terms and conditions apply.
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Services available to all leading banks in India
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How to send money to India
Create a Ria account
Choose “India”
Then, enter your transfer amount
Select how you will pay
Choose credit or debit card, bank, Google Pay, Apple Pay, or cash
Add recipient info & delivery method
Select cash pickup or bank deposit
Confirm & track your transfer
Use your PIN or Order Number to check the status
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Easy ways to send money from United States to India
Check live USD → INR rates, compare fees, and transfer money safely to the India from home. Every transfer is encrypted, verified, and tracked.
Easily send money, save repeat recipients, and get real-time updates on the go with our Ria mobile app.
Ria agents in United States can assist with transfers to the India. Staff can verify recipient details, walk through all options, and provide the PIN for tracking.
Convenient ways to receive money in India
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Your family and friends can conveniently pick up cash at over 145,000 trusted Ria partner locations across India, with easy access.
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Send money straight to bank accounts across India, including HDFC Bank, ICICI Bank, State Bank of India, Axis Bank and more.
Where it matters most
Ria's trusted delivery partners across India
With 145,000+ locations in India and over 600,000 worldwide, Ria makes it easy for your loved ones to receive money with our partners.
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Do it all with the Ria app
Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.
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How do I send money to India from the United States?
You can send money to India from the U.S. with Ria Money Transfer in three easy steps:
Create your Ria account
Choose how much to send and your recipient's preferred delivery method
Complete your payment
Ria offers three ways to send:
Online at riamoneytransfer.com
Through the Ria mobile app (iOS and Android)
In person at a Ria location
Your recipient in India can receive funds via cash pickup at 145,000+ locations or direct bank deposit to all major Indian banks.
What is the best way to send money to India?
The right option depends on your recipient's needs:
For speed and convenience: Send online or through the Ria app — money can arrive as quickly as minutes, depending on the delivery method.
For cash pickup: India has one of our largest payout networks, with 145,000+ locations through partners including Ebix Cash, Delphi, Supreme Securities, India Post, and Muthoot Fincorp.
For bank deposit: Send directly to all major banks in India, including State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, Canara Bank, Union Bank of India, and Bank of Baroda.
How much does it cost to send money to India, and is there a transfer limit?
Ria's fees vary based on:
The amount you send
The delivery method you choose
How you pay (debit card, credit card, or bank account)
Ria consistently offers competitive exchange rates, and fees start as low as $0 for select online transfers. There is no receive limit in INR for India, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page — it shows the fee, exchange rate, and the total your recipient will receive before you confirm.
Can I send money to India online or through a mobile app?
Yes. You can send money to India online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.
You can pay with:
Debit card
Credit card
Bank account
Your recipient can receive via cash pickup at 145,000+ locations across India or direct bank deposit — all without visiting a physical location.
Can I send money to India with Zelle, Venmo, PayPal, or Cash App?
Zelle, Venmo, and Cash App do not support international money transfers to India. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.
Ria Money Transfer is purpose-built for sending money to India, with:
Competitive rates and low fees
145,000+ cash pickup locations
Direct bank deposit to all major Indian banks
You can fund your Ria transfer with a debit card, credit card, or bank account.
Can I send money directly to a bank account in India, including SBI or HDFC?
Yes. Ria supports direct bank deposit to all major banks in India, including:
State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Punjab National Bank
Canara Bank
Union Bank of India
Bank of Baroda
To send to an Indian bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive in INR before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.
Where can my recipient pick up money in India?
India has one of Ria's largest cash pickup networks, with 145,000+ locations to collect money. Top payers include:
Ebix Cash
Delphi
Supreme Securities
India Post
Muthoot Fincorp
India operates as an open network, meaning your recipient can pick up cash at any location of the selected payer — not just one specific branch. Many locations across cities and rural areas make it convenient for recipients to collect funds on their schedule.
How can I send money to India for free?
While it's not possible to send money to India for free, Ria offers some of the most competitive fees in the industry. To keep costs as low as possible:
Send online or via the app (rather than in person)
Pay with a bank account or debit card
Check the current fee and exchange rate using the calculator on this page before sending
Ria also runs periodic promotions with reduced fees for online and app transfers. Sign up for a Ria account to see available offers for your specific transfer. Terms and conditions apply.
Can I wire money to India?
Ria Money Transfer makes it easy to send money to India without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location — often at a lower cost and with more delivery options than a bank wire.
Your recipient can receive funds via:
Cash pickup at 145,000+ locations across India through partners including Ebix Cash, India Post, and Muthoot Fincorp
Direct bank deposit to State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, and other major banks
How long does it take to send money to India?
Delivery times depend on the method you choose and when you send:
Cash pickup: Funds can be available for collection as quickly as minutes, depending on processing.
Bank deposit: Typically takes longer than cash pickup, especially if currency conversion or compliance checks are involved.
Several factors can affect speed:
Time of day: Transfers sent on weekends or after banking hours may experience delays.
Payment method: Debit card payments tend to process faster than bank account (ACH) transfers.
Delivery method: Cash pickup is generally faster than bank deposit.
Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm your transfer.