Send money to India from the U.S.

You can send money to India from the U.S. with Ria Money Transfer in three easy steps:

• Create your Ria account

• Choose how much to send and your recipient's preferred delivery method

• Complete your payment

Ria offers three ways to send:

• Online at riamoneytransfer.com

• Through the Ria mobile app (iOS and Android)

• In person at a Ria location

Your recipient in India can receive funds via cash pickup at 145,000+ locations or direct bank deposit to all major Indian banks.

The right option depends on your recipient's needs:

• For speed and convenience: Send online or through the Ria app — money can arrive as quickly as minutes, depending on the delivery method.

• For cash pickup: India has one of our largest payout networks, with 145,000+ locations through partners including Ebix Cash, Delphi, Supreme Securities, India Post, and Muthoot Fincorp.

• For bank deposit: Send directly to all major banks in India, including State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, Canara Bank, Union Bank of India, and Bank of Baroda.

Ria's fees vary based on:

• The amount you send

• The delivery method you choose

• How you pay (debit card, credit card, or bank account)

Ria consistently offers competitive exchange rates, and fees start as low as $0 for select online transfers. There is no receive limit in INR for India, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page — it shows the fee, exchange rate, and the total your recipient will receive before you confirm.

Yes. You can send money to India online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.

You can pay with:

• Debit card

• Credit card

• Bank account

Your recipient can receive via cash pickup at 145,000+ locations across India or direct bank deposit — all without visiting a physical location.

Zelle, Venmo, and Cash App do not support international money transfers to India. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.

Ria Money Transfer is purpose-built for sending money to India, with:

• Competitive rates and low fees

• 145,000+ cash pickup locations

• Direct bank deposit to all major Indian banks

You can fund your Ria transfer with a debit card, credit card, or bank account.

Yes. Ria supports direct bank deposit to all major banks in India, including:

• State Bank of India

• HDFC Bank

• ICICI Bank

• Axis Bank

• Punjab National Bank

• Canara Bank

• Union Bank of India

• Bank of Baroda

To send to an Indian bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive in INR before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.

India has one of Ria's largest cash pickup networks, with 145,000+ locations to collect money. Top payers include:

• Ebix Cash

• Delphi

• Supreme Securities

• India Post

• Muthoot Fincorp

India operates as an open network, meaning your recipient can pick up cash at any location of the selected payer — not just one specific branch. Many locations across cities and rural areas make it convenient for recipients to collect funds on their schedule.

While it's not possible to send money to India for free, Ria offers some of the most competitive fees in the industry. To keep costs as low as possible:

• Send online or via the app (rather than in person)

• Pay with a bank account or debit card

• Check the current fee and exchange rate using the calculator on this page before sending

Ria also runs periodic promotions with reduced fees for online and app transfers. Sign up for a Ria account to see available offers for your specific transfer. Terms and conditions apply.

Ria Money Transfer makes it easy to send money to India without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location — often at a lower cost and with more delivery options than a bank wire.

Your recipient can receive funds via:

• Cash pickup at 145,000+ locations across India through partners including Ebix Cash, India Post, and Muthoot Fincorp

• Direct bank deposit to State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, and other major banks

Delivery times depend on the method you choose and when you send:

• Cash pickup: Funds can be available for collection as quickly as minutes, depending on processing.

• Bank deposit: Typically takes longer than cash pickup, especially if currency conversion or compliance checks are involved.

Several factors can affect speed:

• Time of day: Transfers sent on weekends or after banking hours may experience delays.

• Payment method: Debit card payments tend to process faster than bank account (ACH) transfers.

• Delivery method: Cash pickup is generally faster than bank deposit.

Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm your transfer.