Send money to Nicaragua from the U.S.
Exclusive rates and $0 fee on your first transfer with code: HELLORIA. Terms and conditions apply.
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How to send money to Nicaragua
Create a Ria account
Choose “Nicaragua”
Then, enter your transfer amount
Select how you will pay
Choose credit or debit card, bank, Google Pay, Apple Pay, or cash
Add recipient info & delivery method
Select cash pickup or bank deposit
Confirm & track your transfer
Use your PIN or Order Number to check the status
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Easy ways to send money from United States to Nicaragua
Check live USD → NIO rates, compare fees, and transfer money safely to the Nicaragua from home. Every transfer is encrypted, verified, and tracked.
Easily send money, save repeat recipients, and get real-time updates on the go with our Ria mobile app.
Ria agents in United States can assist with transfers to the Nicaragua. Staff can verify recipient details, walk through all options, and provide the PIN for tracking.
Convenient ways to receive money in Nicaragua
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Your family and friends can conveniently pick up córdobas at over 11,200 trusted Ria partner locations across Nicaragua for easy pickup.
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Send money straight to bank accounts across Nicaragua, including Banpro, Banco Lafise, BAC, Credomatic and more.
Where it matters most
Ria's trusted delivery partners across Nicaragua
With 11200+ locations in Nicaragua and over 600,000 worldwide, Ria makes it easy for your loved ones to receive money with our partners.
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Do it all with the Ria app
Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.
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How do I send money to Nicaragua from the United States?
You can send money to Nicaragua from the U.S. with Ria Money Transfer in three steps:
Create your Ria account
Choose how much to send and your recipient's preferred delivery method
Complete your payment
Ria offers three ways to send:
Online at riamoneytransfer.com
Through the Ria mobile app (iOS and Android)
In person at a Ria location
Your recipient in Nicaragua can receive funds via cash pickup at 11,200 locations or direct bank deposit.
What is the best way to send money to Nicaragua?
The right option depends on your recipient's needs:
For speed and convenience: Send online or through the Ria app. Money can arrive as quickly as minutes, depending on the delivery method.
For cash pickup: Nicaragua has an open payout network with 11,200 locations through partners including Banpro, Lafise, BAC, and Super Express.
For bank deposit: Send directly to major Nicaraguan banks.
How much does it cost to send money to Nicaragua, and is there a transfer limit?
Ria's fees vary based on:
The amount you send
The delivery method you choose
How you pay (debit card, credit card, or bank account)
Ria offers competitive exchange rates, and fees start as low as $0 for select online transfers. For delivery to Nicaragua, recipients can receive up to USD 9,500 per transfer, and send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page. It shows the fee, exchange rate, and the total your recipient will receive before you confirm.
Can I send money to Nicaragua online or through a mobile app?
Yes. You can send money to Nicaragua online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.
You can pay with:
Debit card
Credit card
Bank account
Your recipient can receive via cash pickup at 11,200 locations across Nicaragua or direct bank deposit.
Can I send money directly to a bank account in Nicaragua?
Yes. Ria supports direct bank deposit to major banks in Nicaragua, including:
Banpro
Lafise
BAC
Banco Avanz
Ficohsa
Banco de Finanzas
To send to a Nicaraguan bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.
Where can my recipient pick up cash in Nicaragua?
Nicaragua has 11,200 cash pickup locations through Ria's open payout network. Top payers include:
Banpro
Lafise
TeleDolar
BAC
Super Express
Nicaragua operates as an open network, which means your recipient can pick up cash at any location of the selected payer, across major cities and smaller towns.
Can I send money to Nicaragua with Zelle, Venmo, PayPal, or Cash App?
Zelle, Venmo, and Cash App do not support international money transfers to Nicaragua. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.
Ria Money Transfer is purpose-built for sending money to Nicaragua, with:
Competitive rates and low fees
11,200 cash pickup locations through Banpro, Lafise, BAC, and more
Direct bank deposit to major Nicaraguan banks
You can fund your Ria transfer with a debit card, credit card, or bank account.
Can I wire money to Nicaragua?
Ria Money Transfer makes it easy to send money to Nicaragua without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location, often at a lower cost and with more delivery options than a bank wire.
Your recipient can receive funds via:
Cash pickup at 11,200 locations through partners such as Banpro and Lafise
Direct bank deposit to BAC, Ficohsa, and other major banks
How long does it take to send money to Nicaragua?
Delivery times depend on the method you choose and when you send:
Cash pickup: Funds can be available for collection as quickly as minutes, depending on processing.
Bank deposit: Typically takes longer than cash pickup, especially if compliance checks are involved.
Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm.