Send money to Zambia from the U.S.
Exclusive rates and $0 fee on your first transfer with code: HELLORIA. Terms and conditions apply.
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How to send money to Zambia
Create a Ria account
Choose “Zambia”
Then, enter your transfer amount
Select how you will pay
Choose credit or debit card, bank, Google Pay, Apple Pay, or cash
Add recipient info & delivery method
Select cash pickup, bank deposit, or mobile wallet
Confirm & track your transfer
Use your PIN or Order Number to check the status
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Easy ways to send money from United States to Zambia
Check live USD → ZMW rates, compare fees, and transfer money safely to the Zambia from home. Every transfer is encrypted, verified, and tracked.
Easily send money, save repeat recipients, and get real-time updates on the go with our Ria mobile app.
Ria agents in United States can assist with transfers to the Zambia. Staff can verify recipient details, walk through all options, and provide the PIN for tracking.
Convenient ways to receive money in Zambia
Your family and friends can conveniently pick up kwacha at over 40 trusted Ria partner locations across Zambia.
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Send money straight to bank accounts across Zambia, including Access Bank, ABSA, First Capital, and Ecobank.
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Your loved ones can receive money on their MTN mobile wallet, fast and simple whenever they need it.
Where it matters most
Ria's trusted delivery partners across Zambia
With 40+ locations in Zambia and over 600,000 worldwide, Ria makes it easy for your loved ones to receive money with our partners.
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Do it all with the Ria app
Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.
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How do I send money to Zambia?
Sending money to Zambia with Ria is fast convenient, and secure. No matter how you send — app, website, or in-person — we make it convenient to send money to your friends and family across the globe. Read more
How long does it take to send money to Zambia?
Most transfers take anywhere from a few seconds to 5 days. Transfers funded with debit cards, credit cards, or cash usually arrive within minutes. Transfers from bank accounts should arrive in 3-5 business days. Read more
How much does it cost to send money to Zambia?
To keep our services available to you, fees are included in your transfer cost. Fees are dependent on a variety of factors, including: payment method, payout method, send country, transfer destination, and transfer amount. Read more
How can I track my transfer to Zambia?
We understand how important it is for you to be able to track your transfer. This is why we've created an advanced and quick tool for both senders and recipients to view status updates in real-time, regardless of location. Read more