Send money to Mexico from the U.S.

You can send money to Mexico from the U.S. with Ria Money Transfer in three easy steps:

• Create your Ria account

• Choose how much to send and your recipient's preferred delivery method

• Complete your payment

Ria offers three ways to send:

• Online at riamoneytransfer.com

• Through the Ria mobile app (iOS and Android)

• In person at a Ria location

Your recipient in Mexico can receive funds via cash pickup at 48,000+ locations, direct bank deposit, mobile wallet through Mercado Pago or Spin by OXXO, or RIA Pay.

The right option depends on your recipient's needs:

• For speed and convenience: Send online or through the Ria app — money can arrive in minutes.

• For cash pickup: Mexico has an open payout network with 48,000+ locations, including Elektra / Banco Azteca, OXXO, Bancoppel, Chedraui, Bodega Aurrera / Walmart, Farmacias Guadalajara, FINABIEN, and Soriana. Many offer extended hours and weekend coverage. Your recipient can pick up at any location of the selected payer — not just one specific branch.

• For bank deposit: Send directly to BBVA Mexico, Banamex (Citibanamex), Banorte, Santander, Banco Azteca, HSBC, Bancoppel, Nu Mexico, and more.

Ria's fees vary based on:

• The amount you send

• The delivery method you choose

• How you pay (debit card, credit card, or bank account)

Ria consistently offers competitive exchange rates, and fees start as low as $0 for select online transfers. There is no receive limit in MXN for Mexico, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page — it shows the fee, exchange rate, and the total your recipient will receive before you confirm.

Yes. You can send money to Mexico online at secure.riamoneytransfer.com/registration or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.

You can pay with:

• Debit card

• Credit card

• Bank account

Your recipient can receive via cash pickup at 48,000+ locations across Mexico, bank deposit, mobile wallet, or RIA Pay — all without visiting a physical location.

Zelle, Venmo, and Cash App do not support international money transfers to Mexico. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.

Ria Money Transfer is purpose-built for sending money to Mexico, with:

• Competitive rates and low fees

• 48,000+ cash pickup locations

• Direct bank deposit to all major Mexican banks

• Mobile wallet delivery (Mercado Pago, Spin by OXXO)

• RIA Pay

You can fund your Ria transfer with a debit card, credit card, or bank account.

Yes. Ria supports direct bank deposit to all major banks in Mexico, including:

• BBVA Mexico (formerly Bancomer)

• Banamex (Citibanamex)

• Banco Azteca

• Santander

• Banorte

• Bancoppel

• HSBC

• Nu Mexico

To send to a Mexican bank account, you will need your recipient's full name, bank name, and CLABE (18-digit interbank account number) or debit card number. Funds deposited to a bank account can arrive the same day or next business day depending on when the transfer is initiated.

Mexico has one of Ria's largest cash pickup networks, with 48,000+ locations to collect money. Top payers include:

• Elektra / Banco Azteca

• OXXO

• Bancoppel

• Chedraui

• Bodega Aurrera / Walmart

• Farmacias Guadalajara

• FINABIEN

• Soriana

Mexico operates as an open network, meaning your recipient can pick up cash at any location of the selected payer — not just one specific branch. Many locations offer extended hours and weekend coverage, making it convenient for recipients to collect funds on their schedule.

Yes. Ria supports transfers directly to mobile wallets in Mexico, including:

• Mercado Pago

• Spin by OXXO

Your recipient receives the funds in their mobile wallet account, where they can cash out at convenient locations or keep the balance to pay with their phone. Mobile wallet delivery is a fast, flexible option for recipients who prefer digital payments over visiting a bank or pickup location.

While it's not possible to send money to Mexico for free, Ria offers some of the most competitive fees in the industry. To keep costs as low as possible:

• Send online or via the app (rather than in person)

• Pay with a bank account or debit card

• Check the current fee and exchange rate using the calculator on this page before sending

Ria also runs periodic promotions with reduced fees for online and app transfers. Sign up for a Ria account to see available offers for your specific transfer. Terms and conditions apply.

Ria Money Transfer makes it easy to send money to Mexico without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location — often at a lower cost and with more delivery options than a bank wire.

Your recipient can receive funds via:

• Cash pickup at 48,000+ locations (including Elektra, OXXO, Walmart, and more)

• Direct bank deposit to BBVA Mexico, Banamex (Citibanamex), Banorte, Santander, and other major banks

• Mobile wallet (Mercado Pago or Spin by OXXO)

• RIA Pay

Delivery times depend on the method you choose and when you send:

• Cash pickup: Funds can be available for collection within minutes.

• Same-day transfers: Many online transfers are completed within the same day if sent early enough.

• Bank deposit: Typically takes 1–3 business days, especially if currency conversion or compliance checks are involved.

Several factors can affect speed:

• Time of day: Transfers sent on weekends or after banking hours may experience delays.

• Payment method: Debit card payments tend to process faster than bank account (ACH) transfers.

• Delivery method: Cash pickup is generally faster than bank deposit.

Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm your transfer.