Send money to Ecuador from the U.S.
Exclusive rates and $0 fee on your first transfer with code: HELLORIA. Terms and conditions apply.
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How to send money to Ecuador
Create a Ria account
Choose “Ecuador”
Then, enter your transfer amount
Select how you will pay
Choose credit or debit card, bank, Google Pay, Apple Pay, or cash
Add recipient info & delivery method
Select cash pickup or bank deposit
Confirm & track your transfer
Use your PIN or Order Number to check the status
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Easy ways to send money from United States to Ecuador
Check live USD → USD rates, compare fees, and transfer money safely to the Ecuador from home. Every transfer is encrypted, verified, and tracked.
Easily send money, save repeat recipients, and get real-time updates on the go with our Ria mobile app.
Ria agents in United States can assist with transfers to the Ecuador. Staff can verify recipient details, walk through all options, and provide the PIN for tracking.
Convenient ways to receive money in Ecuador
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Your family and friends can conveniently pick up cash at over 29,000 trusted Ria partner locations across Ecuador, ready to help.
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Send money straight to bank accounts across Ecuador, including Banco Pichincha, Banco Guayaquil, Banco del Austro, and more.
Where it matters most
Ria's trusted delivery partners across Ecuador
With 29,000+ locations in Ecuador and over 600,000 worldwide, Ria makes it easy for your loved ones to receive money with our partners.
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Do it all with the Ria app
Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.
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How do I send money to Ecuador from the United States?
You can send money to Ecuador from the U.S. with Ria Money Transfer in three steps:
Create your Ria account
Choose how much to send and your recipient's preferred delivery method
Complete your payment
Ria offers three ways to send:
Online at riamoneytransfer.com
Through the Ria mobile app (iOS and Android)
In person at a Ria location
Your recipient in Ecuador can receive funds via cash pickup at 29,000 locations, direct bank deposit, mobile wallet through Peigo, or Visa Direct to an eligible Visa debit card.
What is the best way to send money to Ecuador?
The right option depends on your recipient's needs:
For speed and convenience: Send online or through the Ria app. Money can arrive as quickly as minutes, depending on the delivery method.
For cash pickup: Ecuador has an open payout network with 29,000 locations through partners including Almacenes Tía, Banco Bolivariano, Banco Pichincha, Banco del Austro, and Cooperativa JEP.
For bank deposit: Send directly to major Ecuadorian banks.
For mobile wallet: Send to Peigo for digital delivery.
Does my recipient in Ecuador receive U.S. dollars?
Yes. Ecuador uses the U.S. dollar as its official currency, so your recipient receives funds in USD whether they choose cash pickup, bank deposit, or mobile wallet. Because there is no currency conversion to a separate local currency, your recipient receives the dollar amount directly. There is no receive limit in USD for Ecuador, though send limits from the U.S. vary by payment method and delivery type. Use the calculator on this page to confirm the fee and total before you send.
How much does it cost to send money to Ecuador, and is there a transfer limit?
Ria's fees vary based on:
The amount you send
The delivery method you choose
How you pay (debit card, credit card, or bank account)
Ria offers competitive rates, and fees start as low as $0 for select online transfers. There is no receive limit in USD for Ecuador, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page. It shows the fee and the total your recipient will receive before you confirm.
Can I send money to Ecuador online or through a mobile app?
Yes. You can send money to Ecuador online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.
You can pay with:
Debit card
Credit card
Bank account
Your recipient can receive via cash pickup at 29,000 locations across Ecuador, direct bank deposit, mobile wallet through Peigo, or Visa Direct to an eligible Visa debit card.
Can I send money to Ecuador with Zelle, Venmo, PayPal, or Cash App?
Zelle, Venmo, and Cash App do not support international money transfers to Ecuador. PayPal offers international transfers through its Xoom service, but fees and exchange rates vary.
Ria Money Transfer is purpose-built for sending money to Ecuador, with:
Competitive rates and low fees
29,000 cash pickup locations
Direct bank deposit to major Ecuadorian banks
Mobile wallet delivery through Peigo
Visa Direct to an eligible Visa debit card
You can fund your Ria transfer with a debit card, credit card, or bank account.
Can I send money directly to a bank account in Ecuador?
Yes. Ria supports direct bank deposit to major banks in Ecuador, including:
Banco Pichincha
Banco Guayaquil
Banco del Austro
Banco Bolivariano
Jardín Azuayo
Cooperativa JEP
Banco de Loja
Banco del Pacífico
To send to an Ecuadorian bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.
Where can my recipient pick up cash in Ecuador?
Ecuador has 29,000 cash pickup locations through Ria's open payout network. Top payers include:
Almacenes Tía and Farmacias Económicas
Banco Bolivariano
Banco Pichincha and Mi Vecino
Banco del Barrio and Banco Guayaquil
Cooperativa JEP
Banco del Austro
Jardín Azuayo
Ecuador operates as an open network, which means your recipient can pick up cash at any location of the selected payer, across major cities and smaller towns.
Can I send money to a mobile wallet in Ecuador, like Peigo?
Yes. Ria supports transfers directly to mobile wallets in Ecuador through:
Peigo
Your recipient receives the funds in their Peigo account, where they can spend, transfer, or withdraw the balance. Mobile wallet delivery is a flexible option for recipients who prefer digital payments over visiting a bank or pickup location.
Can I wire money to Ecuador?
Ria Money Transfer makes it easy to send money to Ecuador without needing a traditional bank wire. You can send online, through the Ria app, or in person at a Ria location, often at a lower cost and with more delivery options than a bank wire.
Your recipient can receive funds via:
Cash pickup at 29,000 locations
Direct bank deposit to major Ecuadorian banks
Mobile wallet through Peigo
Visa Direct to an eligible Visa debit card
How long does it take to send money to Ecuador?
Delivery times depend on the method you choose and when you send:
Cash pickup: Funds can be available for collection as quickly as minutes, depending on processing.
Mobile wallet and Visa Direct: Transfers to Peigo or an eligible Visa debit card can also reach recipients quickly once processed.
Bank deposit: Typically takes longer than cash pickup, especially if compliance checks are involved.
Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm.