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Send money to Mercado Pago Wallet from the US

Mercado Pago is a digital payments platform launched in 1999 by Mercado Libre, Latin America’s largest e-commerce company. While Mercado Pago is available in 18 countries with over 65 million users, the Mercado Pago Wallet is currently only available in Mexico. In 2023, it had over 38 million active users in Mexico, making it one of the country’s most popular digital financial solutions.

Your first transfer has a promo rate!
1 USD =18.4719.126700MXN
Quote details

You send

US flag
USD
100.00

They receive

MX flag
MXN
1,912.67
Payment method
Delivery method
Fee
0.000 USD first transfer fee
Total to pay100.00
Start your transfer

How to send money to Mercado Pago Wallet from the United States

  1. Open the Ria app or website

    Log in or create a Ria Money Transfer account online or download the Ria app to get started.

  2. Choose the delivery method

    Select "Digital Wallets - Mercado Pago." Then enter the recipient’s details and ensure they have a Mercado Pago Wallet account. 

  3. Select your payment method

    Choose credit or debit card, bank, Google Pay, Apple Pay, or cash.

  4. Confirm the transfer

    Review the details and complete your transaction. 

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What to know about Mercado Pago Wallet

What is Mercado Pago Wallet?

Mercado Pago Wallet is a digital wallet designed to simplify how users send, receive, and manage money. It allows you to use your available balance to make transactions. These include transferring money to a bank or other Mercado Pago Wallet users, withdrawing cash, and accessing credit and investment options.

How does Mercado Pago Wallet work?

Mercado Pago Wallet is a digital account in Mexico that lets users store, send, and manage money easily. You can add funds via bank transfers or cash deposits, send money to bank accounts or other users, pay bills and shop with QR codes, and withdraw cash at ATMs or convenience stores. It also offers investment options with up to 15% returns and access to Mercado Crédito loans.

What currency does Mercado Pago Wallet accept?

Since Mercado Pago Wallet is only available in Mexico, it exclusively accepts Mexican Pesos (MXN) for all transactions, including deposits, transfers, and withdrawals. However, you can use Ria Money Transfer to send money to Mexico in currencies like USD to your loved one's Mercado Pago Wallet.

Is Mercado Pago Wallet considered safe?

Yes, Mercado Pago Wallet is a secure platform. It is authorized, regulated, and supervised by the CNBV, the Bank of Mexico, and CONDUSEF, in accordance with the Law for the Regulation of Financial Technology Institutions.

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Send money to Mercado Pago Wallet today

Enjoy fast, hassle-free money transfers from the United States to Mexico with Ria Money Transfer. Send money to Mercado Pago Wallet today and stay connected with your loved ones, no matter the distance!

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FAQ

How can I set up a Mercado Pago Wallet account?

Setting up a Mercado Pago Wallet account is quick and easy. Follow these steps to get started:  

  1. Download the App – Mercado Pago Wallet is available on both Android and iOS.  

  2. Add Your Email – Choose an email you can always access.

  3. Add Your Phone Number – Use a number registered in Mexico.

  4. Verify Your Identity – Have your official ID ready.

  5. Activate Mercado Pago Wallet – Start making payments, withdrawals, and transfers.

Can I use Mercado Pago Wallet for international transfers?

Mercado Pago Wallet is designed for domestic transactions within Mexico. However, you can send money to a Mercado Pago account internationally through partners like Ria Money Transfer.  


You can receive money in your Mercado Pago Wallet account from any country in the world, except Iran, Syria, North Korea, Cuba, and Crimea.  

What are the limits for receiving remittances in Mercado Pago Wallet?

Mercado Pago Wallet has set limits on how much you can receive in remittances to ensure secure transactions:

  • $1,500 USD daily

  • $4,999 USD monthly

What details do I need to send money to Mercado Pago Wallet?

To send money to someone’s Mercado Pago account in Mexico, you typically need: 

  • The recipient’s phone number: Ensure it's the number linked to their Mercado Pago Wallet.


If you're using Ria Money Transfer to send money, you may also need to provide your recipient's country and additional identification details based on local regulations.

How long does it take to transfer money to Mercado Pago Wallet?

​Transfers to Mercado Pago Wallet accounts are typically instant when sent from another Mercado Pago Wallet.

When using Ria's international money transfer services, the delivery time can vary based on factors such as payment method and processing times. Paying with a credit or debit card may result in faster transfers compared to bank account-funded transfers, which can take longer.

Can I withdraw cash from Mercado Pago Wallet?

Yes, Mercado Pago Wallet users can withdraw cash from their digital wallet in the following ways: 

  • Use your phone to withdraw cash at 7-Eleven, Circle K, Extra, and Círculo K 

  • Withdraw cash with your Mastercard card at supermarkets and ATMs nationwide 

Need help sending money with Ria Money Transfer and Mercado Pago Wallet?

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