ROUTING NUMBER GUIDE

OnPoint Community Credit UnionRouting Number

The routing number for OnPoint Community Credit Union is . This number is used to identify OnPoint Community Credit Union in electronic transactions such as ACH transfers, direct deposits, and wire transfers within the United States.

OnPoint Community Credit Union

Bank Address

2701 NW Vaughn St, Portland, OR 97210

Routing Number
323268318
Wire Transfer
323268318
Bank State
Oregon

What is a routing number?

A routing number is a nine-digit code used by banks to identify a specific financial institution within the US. It acts as a digital address that directs funds to the correct bank during transactions like domestic wires, direct deposits, and ACH transfers.

Identifies Fed district

The first four digits identify the specific Federal Reserve district and the processing center.

Electronic transfers

Required for processing ACH payments, payroll direct deposits, and automatic bill payments.

Mobile banking app showing routing number and account details on smartphone screen.

How to find your routing number

Locate your banking details quickly using your checkbook or online account.

  1. 1

    Check your personal check

    Look at the bottom-left corner of any printed check from your account.

  2. 2

    Locate the first 9 digits

    The first series of nine numbers starting from the left is your routing number.

  3. 3

    Confirm with your bank

    If you can't find a check, call your bank or visit a branch and ask for the routing number for your account.

  4. 4

    Use online banking

    Sign in to your bank online or the mobile app to view your account details.

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00012345671001

ROUTING NUMBER

Valid in all US states

OnPoint Community Credit Union

323268318

This routing number is valid for all US states. OnPoint Community Credit Union uses a single nationwide routing number for ACH, direct deposits, and wire transfers.

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FAQs

How to transfer money from one bank to another?

To transfer money from one bank to another you just need to provide the routing number and the account number to your bank so they can send the funds to the right bank account.

Visit our help center for more information on how to send money online from Ria's website.

ACH transfer and a wire transfer: what’s the difference?

The key differences between an ACH transfer and a wire transfer are speed and cost. A money transfer with the ACH network is usually low cost but may take up to three days to reach its destination.  

A wire transfer, both domestically and for international money transfers, usually happens the same day or sometimes instantly, though it comes with fees that might go up to $50. 

How many digits does a routing number have?

An ABA routing number for both check and electronic money transfers has 9 digits.

Routing numbers and SWIFT codes

Routing numbers, through an ACH transfer, can be used for both domestic and international money transfers, though it uses a different network for transfers abroad that is not widely accepted.  

The SWIFT codes, on the other hand, are part of the network of the same name that has become the standard to process international wire transfers.

Have questions about Routing Numbers?

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