Send money to Togo from the U.S.
Exclusive rates and $0 fee on your first transfer with code: HELLORIA. Terms and conditions apply.
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How to send money to Togo
Create a Ria account
Choose “Togo”
Then, enter your transfer amount
Select how you will pay
Choose credit or debit card, bank, Google Pay, Apple Pay, or cash
Select how your recipient will receive the money
Select cash pickup, bank deposit, or mobile wallet
Confirm & track your transfer
Use your PIN or Order Number to check the status
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Easy ways to send money from United States to Togo
Check live USD → XOF rates, compare fees, and transfer money safely to the Togo from home. Every transfer is encrypted, verified, and tracked.
Easily send money, save repeat recipients, and get real-time updates on the go with our Ria mobile app.
Ria agents in United States can assist with transfers to the Togo. Staff can verify recipient details, walk through all options, and provide the PIN for tracking.
Convenient ways to receive money in Togo
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Your family and friends can conveniently pick up cash at over 1,600 trusted Ria partner locations across Togo for easy pickup.
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Send money straight to bank accounts across Togo, including Banque Atlantique, EcoCash, SUNU, and many more trusted banks.
Your loved ones can receive money directly to their mobile wallet with Mixx for fast and simple access.
Where it matters most
Ria's trusted delivery partners across Togo
With 1,600+ locations in Togo and over 600,000 worldwide, Ria makes it easy for your loved ones to receive money with our partners.
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Do it all with the Ria app
Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.
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How do I send money to Togo from the United States?
You can send money to Togo from the U.S. with Ria Money Transfer in three steps:
Create your Ria account
Choose how much to send and your recipient's preferred delivery method
Complete your payment
Ria offers three ways to send:
Online at riamoneytransfer.com
Through the Ria mobile app (iOS and Android)
In person at a Ria location
Your recipient in Togo can receive funds via cash pickup at 1,600+ locations, direct bank deposit, or mobile wallet through Mixx by Yas.
What is the best way to send money to Togo?
The right option depends on your recipient's needs:
For speed and convenience: Send online or through the Ria app. Money can arrive as quickly as minutes, depending on the delivery method.
For mobile wallet: Send to Mixx by Yas for digital delivery.
For cash pickup: Togo has 1,600+ locations through partners including La Poste, Coris Bank, Orabank, and Banque Atlantique.
For bank deposit: Send directly to major Togolese banks such as Ecobank and Bank of Africa.
How much does it cost to send money to Togo, and is there a transfer limit?
Ria's fees vary based on:
The amount you send
The delivery method you choose
How you pay (debit card, credit card, or bank account)
Ria offers competitive exchange rates, and fees start as low as $0 for select online transfers. Your recipient receives funds in West African CFA francs (XOF), and there is no receive limit in XOF for Togo, though send limits from the U.S. vary by payment method and delivery type. To see exact pricing, use the calculator on this page. It shows the fee, exchange rate, and the total your recipient will receive before you confirm.
Can I send money to Togo online or through a mobile app?
Yes. You can send money to Togo online at riamoneytransfer.com or through the Ria mobile app, available on iOS and Android. Online and app transfers let you send 24/7 from your phone, tablet, or computer.
You can pay with:
Debit card
Credit card
Bank account
Your recipient can receive via cash pickup at 1,600+ locations, direct bank deposit, or mobile wallet through Mixx by Yas.
Can I send money to a mobile wallet in Togo?
Yes. Ria supports transfers directly to mobile wallets in Togo through:
Mixx by Yas
Your recipient receives the funds in their mobile wallet, where they can spend, transfer, or withdraw the balance. Mobile wallet delivery is a flexible option for recipients who prefer digital payments over visiting a bank or pickup location.
Can I send money directly to a bank account in Togo?
Yes. Ria supports direct bank deposit to major banks in Togo, including:
Ecobank
Orabank
Banque Atlantique
Coris Bank
Bank of Africa
Sunu Bank
Union Togolaise de Banque
To send to a Togolese bank account, you will need your recipient's account details. Use the calculator on this page to see fees and the amount your recipient will receive before you confirm. Delivery times for bank deposits depend on the bank and when the transfer is initiated.
Where can my recipient pick up cash in Togo?
Togo has 1,600+ cash pickup locations through Ria's open payout network. Top payers include:
La Poste
Coris Bank
Orabank
Banque Atlantique
Wafacash
Togo operates as an open country network, which means your recipient can pick up cash at any participating payer location in the country, which is convenient for recipients in both cities and smaller towns.
Can I send money to Togo with Zelle, Venmo, or PayPal?
Zelle, Venmo, and Cash App do not support international money transfers to Togo. PayPal offers international transfers through its Xoom service, but availability, fees, and exchange rates vary.
Ria Money Transfer is purpose-built for sending money to Togo, with:
Competitive rates and low fees
Mobile wallet delivery through Mixx by Yas
1,600+ cash pickup locations
Direct bank deposit to major Togolese banks
You can fund your Ria transfer with a debit card, credit card, or bank account.
How long does it take to send money to Togo?
Delivery times depend on the method you choose and when you send:
Mobile wallet and cash pickup: Funds can be available as quickly as minutes, depending on processing.
Bank deposit: Typically takes longer than mobile wallet or cash pickup, especially if currency conversion or compliance checks are involved.
Delivery times are estimates and may vary based on provider processing times, recipient method, and other factors. For the most up-to-date estimate, the Ria app and website display expected delivery times at checkout before you confirm.