Send money to an ICICI Bank account in India with Ria

To send money to ICICI Bank from the US, start a transfer with Ria online, in the app, or at a Ria agent location, and select bank deposit to ICICI Bank. Enter your recipient’s full name as it appears on the account, their account number, and the IFSC code of their branch. Choose how you want to pay, review the amount in rupees your recipient will receive, and confirm.

The IFSC (Indian Financial System Code) is an 11-character code that identifies a specific bank branch in India. Your recipient can find it on their checkbook, or in ICICI Bank’s internet or mobile banking.

No. SWIFT codes are used for traditional international bank wires, but Ria delivers your transfer within India’s banking system, so you don’t need one. For a deposit to ICICI Bank, you need your recipient’s account number and the IFSC code of their branch. ICICI Bank IFSC codes start with ICIC.

Yes. ICICI Bank is one of India’s largest private-sector banks, headquartered in Mumbai and regulated by the Reserve Bank of India. When you send money to an ICICI Bank account with Ria, the funds are deposited into your recipient’s account in India in Indian rupees.

No. Transfers to ICICI Bank with Ria are bank deposits only, so your recipient needs an active ICICI Bank account.

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in India. All you need is:

1.The recipient’s full legal name (as it appears on their bank account)

2.The name of the recipient’s bank 

3.The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

 The cost of sending money to India depends on several key factors, such as:

1.The payment method you use

2.The payout method (that is, the way your intended recipient gets the money)

3.Transfer amount

4.Currency exchange rates

Bank remittances are usually an affordable option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to India and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to India, here are your options:

5.Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to India via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

6.Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas.

Transfers to ICICI Bank are paid out in Indian rupees (INR), so Ria converts your dollars at the exchange rate shown before you confirm. This is Ria’s rate for your transfer, which can differ from the rates ICICI Bank publishes for its own customers. The calculator shows the rate, the fee, and the exact amount in rupees your recipient will receive before you pay.

You can check the status of your transfer anytime on Ria’s Track a Transfer page or in the Ria app, using the order number on your receipt. If the transfer shows as delivered but the money isn’t in the account, ask your recipient to confirm the account number and IFSC code you entered, then contact Ria customer support with your order number.