Personal Finance

Everyday Financial Literacy Tips that You Can Follow

Money touches every aspect of our lives— from the way we plan our daily expenses to the dreams we hope to achieve in the future. Yet, many people feel overwhelmed when it comes to managing their finances. The good news is that you can master and effectively use various financial skills and concepts by gaining […]

March 19, 2025

Illustration of a person with long hair sitting on a stack of large orange coins, using a laptop. A white safe is in the background, with an open door and an orange coin leaning against it. The background is light blue.
8 reasons to use a digital wallet when traveling

8 reasons to use a digital wallet when traveling

If you have a big trip coming up soon, you may be thinking about how you’ll manage your money. Should you take all your cards with you? What about cash? If you have concerns about how to juggle it all and keep it safe, a digital wallet may be just the thing you need. And […]

December 17, 2024

Credit Card, Debit, or Cash: Which is Best for Traveling?

Credit Card, Debit, or Cash: Which is Best for Traveling?

Traveling brings the excitement of new experiences, cultures, and adventures. However, one crucial aspect that can significantly impact your experience is how you manage your money. Whether it’s the flexibility of a credit card, the directness of debit cards, or the universal reliability of cash, each payment method has unique advantages and disadvantages. Choosing between […]

November 14, 2024

The 5 Best US Banks for Migrants, Expats & Non-residents

The 5 Best US Banks for Migrants, Expats & Non-residents

Living in a new country takes a long adjustment period, which includes getting used to a different financial system. Sure, there may be many of the same products and services you can buy at home, but paying for them can be challenging without a trusted bank to help you manage your money. This is why […]

November 6, 2024

What is Financial Wellness and why is it important?

What is Financial Wellness and why is it important?

There are many parallels between financial wellness and sending remittances. For the 281 million migrants across the globe, supporting their loved ones from afar often means saving extra money to help their families achieve their collective goals, be they purchasing household essentials, providing better educational opportunities for younger relatives or setting up local businesses that […]

November 5, 2024

Why Are Currency Exchange Rates So Volatile?

Why Are Currency Exchange Rates So Volatile?

Imagine planning a dream vacation abroad, only to find that the cost has skyrocketed overnight due to a sudden shift in the exchange rate. Or think about a multinational company that must navigate the turbulent waters of currency markets to protect its profits. These are just glimpses of how currency exchange rate volatility affects our […]

October 22, 2024

How Mobile Money and Payments Are Revolutionizing Finance

How Mobile Money and Payments Are Revolutionizing Finance

Money moves the world. For millennia we have used it to buy the food we eat, the clothes we wear, and other goods and services we enjoy daily. In the over 2,700 years, money has evolved from bartering to physical coins and notes to mobile payments. Though the adoption of digital currencies and payments has […]

August 21, 2024

What to Look for in a Bank When Moving Abroad

What to Look for in a Bank When Moving Abroad

Moving abroad is an exciting prospect, but it comes with a lot of considerations. Finding accommodation, getting a job, and learning more about the local culture are all important first steps, but you also need to think about how your finances will work.  If you have a bank in your home country, there’s a good […]

August 20, 2024

Can I Use a Credit or Debit Card for Currency Exchange?

Can I Use a Credit or Debit Card for Currency Exchange?

There’s no shortage of options when sending money around the globe or making overseas purchases, thanks to currency exchange. From credit cards and debit cards to bank transfers and services like PayPal, each possibility comes with various fees and costs — some more hidden than others. This can make figuring out the best financial and […]

August 13, 2024

Why Would a Bank Reject a Wire Transfer?

Why Would a Bank Reject a Wire Transfer?

Wire transfers let you move money between bank accounts — domestically and internationally — without having to be physically present. These electronic transfers are generally considered secure, fast, and convenient. Plus, you can use them to pay invoices, send money to someone you know, or even handle larger transactions, such as a down payment on […]

August 1, 2024