Moving to Colombia – A Guide for Expats & Digital Nomads  

There’s a reason why Colombia is attracting digital nomads, expats, and immigrants. With its vibrant culture, low cost of living, and stunning landscapes, it’s an easy place to fall in love with. Whether you’re working remotely, retiring, studying, or starting fresh, Colombia offers visa options to match—from digital nomad and retirement visas to ones for work, study, or investment. This guide will walk you through everything you need to know for a smooth move. 

Things to Do Before Moving to Colombia  

Get the Right Visa  

The first step to moving to Colombia is determining which visa suits your situation. Colombia offers various visa options: 

1. Work Visa (M – Migrant Category) 

If you’re planning to move to Colombia for employment, this visa is for you. It’s typically issued to individuals who have a job offer from a Colombian company or are contracted by an international company to work in Colombia. 

• Requirements: Employment contract, company registration documents, proof of qualifications. 

• Validity: Usually issued for up to 3 years. 

• Renewable: Yes, and it can count toward permanent residency. 

2. Student Visa (V – Visitor or M – Migrant) 

Colombia offers student visas for people enrolled in formal education, from language courses to university programs. 

• Visitor (V) student visa is for short-term or non-degree programs. 

• Migrant (M) student visa is for longer-term or degree programs. 

• Requirements: Proof of enrollment in a recognized institution, financial solvency. 

• Validity: Typically matches the length of your studies. 

3. Retirement Visa (M) 

Also called the pensionado visa, this is a popular option for retirees looking to enjoy Colombia’s affordable cost of living and warm climate. 

• Requirements: Proof of a monthly pension of at least three times the Colombian minimum wage (about USD $750–$900 depending on the year). 

• Validity: Up to 3 years. 

• Renewable: Yes. 

4. Investment Visa (M or R – Resident) 

Colombia encourages foreign investment and offers visas for those who make a significant investment in real estate or a Colombian business. 

• Migrant (M) visa is typically for those investing in a business or real estate. 

• Resident (R) visa may apply for larger, long-term investments. 

• Requirements: Minimum investment threshold (varies, but usually around 100+ times the Colombian minimum wage, or ~$25,000+ USD). 

• Validity: M visas up to 3 years, R visas are long-term (5 years, renewable). 
  

5. Digital Nomad Visa (V) 

A newer option, this visitor visa caters to remote workers and freelancers who want to live in Colombia while working for foreign employers or clients. 

• Requirements: Proof of remote work or freelance income, health insurance, income of at least USD $684/month(minimum 3 times Colombia’s minimum wage). 

• Validity: Up to 2 years, but it doesn’t allow you to work for Colombian companies. 

• Great for: Entrepreneurs, remote tech workers, writers, consultants, etc. 

6. Resident Visa (R) 

This visa is for individuals who have been in Colombia on a Migrant visa for several years, or who qualify through investment, marriage, or having a Colombian child. 

• Requirements: Varies by path (e.g., 5 years on an M visa, Colombian child, or investment). 

• Validity: 5 years, renewable. 

• Bonus: You can eventually apply for Colombian citizenship. 

7. Marriage or Partner Visa (M) 

If you’re married to or in a civil partnership with a Colombian citizen, you can apply for this visa. 

• Requirements: Proof of marriage or de facto relationship. 

• Validity: Up to 3 years. 

• Path to Residency: Yes, counts toward permanent residence. 

8. Visitor Visa (V) 

This is a general category for short stays or specific purposes like tourism, business meetings, short courses, or volunteering. 

• Validity: Usually up to 180 days per calendar year. 

• Not renewable for long-term residence, but you can apply for a different visa while in Colombia. 

Consider Learning Some Spanish  

While you’ll find English-speaking expat communities in larger cities like Bogotá and Medellín, having a working knowledge of Spanish is a game changer. It will not only help you communicate and build relationships with locals but also make day-to-day tasks (like visiting the bank or grocery shopping) far less stressful. Apps like Duolingo or Babbel can help you pick up the basics before your big move. 

Make Sure You’re Financially Prepared  

Moving to Colombia comes with its own set of financial challenges, such as rent deposits, visa fees, and travel expenses. Additionally, you’ll want to account for the cost of living and keep some emergency funds on hand. Research the currency exchange rates (Colombia uses the Colombian Peso, COP) and make sure your bank accounts can handle international transactions seamlessly.  

First Things to Do Once in Colombia  

How to Find a Place to Stay in Colombia  

If possible, book temporary accommodation before you arrive. Platforms like Airbnb or Booking.com are great options for short-term stays while you search for permanent housing. For long-term stays, sites like Finca Raíz or CompartoApto can connect you with     trusted landlords.  

How to Set Up Your Finances when Moving to Colombia

Opening a bank account in Colombia can streamline your financial transactions. However, it may require residency status and specific documents, such as your visa and a local address. Until you open a Colombian bank account, consider using international-friendly options like Ria Money Transfer for currency transfers.  

How to Find Work in Colombia  

If you’re here without a job lined up, networking is crucial. Attend local expat meetups or professional events to connect with potential employers or freelance opportunities. Websites like Workana, Indeed Colombia, and LinkedIn are also excellent resources for job hunting in various professions.  

How to Connect with Other Expats and Remote Workers  

Feeling connected is key to adjusting to life in Colombia. Social networks like Facebook have groups specifically for expats living in Colombia. Similarly, apps like Meetup and Couchsurfing host regular in-person events for networking and socializing. Medellín, in particular, has a dynamic digital nomad community, with co-working spaces like Selina and Impact Hub offering opportunities to connect.  

How Does Healthcare Work in Colombia?  

The 2024 CEOWORLD Health Care Index gave Colombia a score of 33.4, ranking it 81st out of 110 countries. The index evaluates countries based on factors such as medical infrastructure, professional competencies, availability and cost of medicines, and governmental preparedness. 

Colombia’s healthcare system is split into two main sectors: 

• EPS (Entidades Promotoras de Salud) provides affordable public healthcare. Expats with a residency visa can enroll in the EPS system for comprehensive coverage.  

• Private healthcare offers faster access and higher-quality facilities, but it does come at a higher price. Many expats opt for private health insurance to cover any gaps in the public system.  

Best Cities for Expats and Digital Nomads in Colombia  

• Medellín: Known as the “City of Eternal Spring” for its year-round mild weather, Medellín is a hotspot for digital nomads. With a growing co-working culture, reliable internet, and vibrant nightlife, it’s ideal for those seeking work-life balance.  
• Bogotá: Colombia’s capital is the largest city and a cultural hub. While the cost of living here is slightly higher, Bogotá offers countless networking opportunities, historical landmarks, and excellent dining options.   
• Cartagena: If you dream of working remotely with an ocean view, Cartagena is the place to be. The city’s colonial charm and caribbean beaches make it a favorite among expats seeking a more relaxed pace of life.  
• Cali: Famous for salsa music and dance, Cali is rapidly gaining attention for its affordable living costs and warm, friendly locals. If you’re a social butterfly with a love for cultural immersion, Cali won’t disappoint.  

FAQ About Moving to Colombia  

What’s the currency in Colombia?  

Colombia uses the Colombian Peso (COP). You can easily exchange dollars or euros at exchange houses or use ATMs across the country.  

How much does it cost to move to Colombia?  

Moving to Colombia typically costs between $2,000 and $6,000 USD, depending on your lifestyle and what you bring. This estimate includes visa and legal fees, a one-way flight, temporary accommodation, initial rent and deposits, basic furniture or setup costs, and optional shipping of personal belongings.  

What’s the cost of living in Colombia?  

Colombia is an affordable country to live in, with a cost of living 1.5 times lower than the global average. For a single person, monthly expenses typically range from $673 to $1,070, depending on lifestyle and location.  This budget generally covers accommodation, utilities, food, transportation, and other essentials. Major cities like Bogotá and Medellín may have slightly higher costs, but overall, Colombia offers a cost-effective lifestyle for individuals seeking quality living at a reasonable price. 

Does Colombia offer digital nomad visas?  

Yes! Colombia recently introduced a digital nomad visa that allows remote workers to live in Colombia legally for up to two years.  

Are taxes high in Colombia?  

Taxes in Colombia are moderate compared to many Western countries. Here’s a quick summary: 

• Income tax: Residents pay on worldwide income, with rates ranging from 0% to 39%, depending on income brackets. 

• Non-residents: Only taxed on Colombian-sourced income at a flat rate of 35%. 

• VAT (sales tax): 19% on most goods and services. 

• Wealth tax: Applies to high-net-worth individuals with assets over a certain threshold. 

• Capital gains: Taxed at 10% or higher, depending on how long you’ve held the asset. 

Colombia also has tax treaties with some countries to avoid double taxation, and there are deductions and exemptions available—especially for retirees and those with lower incomes. 

How can I become a Colombian citizen?  

To become a Colombian citizen through naturalization, you generally need to reside in the country for five years on a valid visa (this can be reduced to two years if married to a Colombian). You’ll need to demonstrate Spanish proficiency, economic stability, and good conduct. Another route is through investment, where making a significant investment in Colombia, such as starting a business or buying real estate, allows you to apply for citizenship after two to five years of residency.  

Is Colombia safe?  

Colombia has made significant strides in improving safety and security over the past few decades. While certain areas still experience issues with crime or violence, particularly in more remote or rural regions, major cities like Bogotá, Medellín, and Cartagena are generally considered safe for tourists and expats, especially in well-traveled areas.  

Useful Resources for Expats in Colombia  

• CheckMig: an online registration system  that allows travelers to pre-register their travel information before entering or exiting Colombia. 

• Facebook Groups: “Expats in Colombia” & “Medellín Digital Nomads” are a good place to start. 

• Colombia Reports: A reliable English-language news source  

Make Your Move to Colombia  

Moving to Colombia is an exciting opportunity to immerse yourself in a dynamic culture, enjoy stunning natural beauty, and establish a fulfilling lifestyle. With the right preparation, you can settle into your new home seamlessly. To make your transition even smoother, use Ria Money Transfer to send money securely and quickly to your new home in Colombia—whether for everyday expenses or long-term financial planning.