A Complete Guide
How to send money from Chile
190+ countries supported | 600,000+ pickup locations | Nearly 40 years of money transfers
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If you’re sending money internationally from Chile, the transfer method you choose can make a big difference in cost, speed, and convenience. Whether it’s to your parents in Venezuela, children in Peru, or siblings in Colombia, it’s one of the most important things you can do with your paycheck. It should also be one of the simplest.
We'll explain how to send money from Chile, including transfer fees, delivery times, payment methods, transfer limits, and the best ways to transfer money internationally.
In this guide, you'll learn:
What do you need to send money internationally from Chile?
Before your first transfer, you'll need to have the following ready:
Your recipient's information:
Full name as it appears on their government-issued photo ID
Phone number
Depending on the destination and payout method, you may also need your recipient’s address, ID, or bank account details
Your payment method:
If sending online or through the app, you can pay using Fintoc or Sencillito, which connect directly to your Chilean bank account. You can also start your transfer in the Ria app and complete your payment in cash at a nearby location
You can also pay in cash at a Ria location or Turbus branch, or use a debit card at participating locations
You'll always see the full cost, including fees, exchange rate, and the amount your recipient will receive, before you confirm.
What are the best ways to send money from Chile?
Many customers in Chile choose digital transfers for speed and convenience, while others prefer paying cash in person. Here are three popular ways to send an international money transfer from Chile.
Send money online or with the Ria app
Most Ria customers in Chile send money through the Ria app or website. It's a fast and convenient option that lets you send money, check rates, and track your transfer from your phone or computer at any time of day. You can pay by using Fintoc or Sencillito, which connect directly to your Chilean bank account, or select cash to start your transfer in the app and complete payment in person. Your recipient can receive the transfer directly to their bank account, mobile wallet, or for cash pickup.
Send money in person at a Ria or Turbus location
Prefer to handle your transfer and ask questions in person? Ria locations and Turbus branches across Chile let you send money in person. Depending on the location, you can pay in cash or by card.
Send money with traditional wire transfers
Banks offer a familiar and convenient way to send international wire transfers, but they can also be a slow and expensive option. Exchange rate markups can be high, fees can be significant, and transfers can take several business days to clear. If you send money regularly, the costs add up quickly. They also require a Chilean bank account, which may not work for everyone.
How much does it cost to send money internationally from Chile?
The total cost of a money transfer has two parts: the transfer fee and the exchange rate.
Transfer fees depend on several factors:
The amount you send
The country you're sending to
Your payment method (bank, cash, or card at participating locations)
The delivery method you choose for your recipient (bank deposit, cash pickup, mobile wallet, and so on)
Exchange rates are an important part of your total transfer cost. Most providers, including Ria, apply a small markup to the exchange rate to cover the cost of the service. What matters most is how much your recipient will actually receive in their local currency after fees and exchange rates are applied. According to the World Bank, the global average cost of sending remittances was 6.36% of the amount sent as of Q3 2025. Choosing the right provider can make a meaningful difference in how much your family actually receives.
The most important number to check is always what your recipient will actually receive in their local currency, not just the fee you pay upfront.
A few tips for getting the most from your transfer:
Always check the "recipient gets" amount, not just the upfront fee (that's the number that matters)
Enter your exact transfer amount before comparing, since fees vary by size
Compare providers at the same time since exchange rates move quickly
Bank transfers through Fintoc or Sencillito are typically the least expensive way to pay, though they may take longer to process
Need it faster? Paying by card or cash at a participating Ria location is usually quicker, though fees may be higher
Use Ria's rates calculator to see your exact fee, exchange rate, and the total your recipient will receive before you confirm your transfer.
How long do money transfers from Chile take?
Transfer times depend on four key factors: how you pay, the delivery method, the time and day you send, and whether your transfer requires a security review.
How you pay matters most for speed
The fastest way to fund a transfer is by credit or debit card or by cash at a Ria branch. Your money normally arrives with Ria within 15 minutes to 3 hours. Bank account transfers are usually the least expensive option, but it can take up to 4 business days for funds to reach Ria before your transfer is processed.
Delivery method
Once your payment is received and processed, funds should be available in your recipient's bank account or mobile wallet, or ready for cash pickup, as soon as they're released. Delivery timing depends on your payment method.
Time and day of the week
Some currencies can only be transferred during local business hours. Weekends, public holidays, and local business hours in the destination country can all cause delays. Keep these in mind when timing your transfer, especially if it's urgent.
Security reviews
To keep your money safe, Ria sometimes needs to review a transfer before it's processed. If this happens, keep an eye on your inbox. Ria will reach out if they need any additional information from you.
Use Ria's track a transfer tool to follow your money at every stage of the process.
How much can you send from Chile?
For online transfers from Chile, the transfer limit is 3,500,000 CLP per transfer. Transfer limits may also vary depending on the destination country and your account verification status.
If you need to send more than the online limit allows, you can visit a Ria agent location in person, where you'll be asked to provide additional ID and documentation. Note that receiving limits may also apply depending on the recipient's bank or chosen payout method.
Where can you send money from Chile?
Chile is home to nearly 1.9 million immigrants, according to SERMIG. With large communities from Venezuela, Peru, Colombia, Haiti, and Bolivia, international money transfers are an important part of everyday life for many families.
You can send money to 190+ countries with Ria, including some of the most popular destinations from Chile:
Send money from Chile to Venezuela: Venezuela is one of the largest remittance corridors from Chile. Recipients can collect cash in USD at pickup locations, or receive funds directly to their bank account in Venezuelan Bolívars. Note that cash pickup transactions are in USD only, with limits that vary by payer location.
Send money from Chile to Peru: Peru is a top destination for transfers from Chile, with a strong network of 5,000+ Ria cash pickup locations. Recipients can also receive funds directly to Yape, Peru's most popular mobile wallet, or collect cash at any hour at an Interbank ATM.
Send money from Chile to Colombia: Transfers to Colombia can be delivered directly to Nequi or Daviplata, two of Colombia's most popular mobile wallets, or picked up at 3,000+ cash pickup locations.
Send money from Chile to Bolivia: Bolivia offers flexible delivery options, including cash pickup, bank deposit to major banks and transfers to wallets like Yolo Pago.
Send money to Haiti: Recipients in Haiti can collect transfers in cash via UNI Transfer, receive funds directly to a bank account, or use MonCash for mobile wallet delivery.
You can choose from delivery methods like bank deposit, cash pickup, digital wallet, ATM, or home delivery and more depending on the destination country.
How to send money from Chile with Ria
Ria offers three easy ways to send money from Chile: online, with the Ria app, or in person.
Send money online
Enter the destination country and amount
Check the exchange rate and the total your recipient will receive
Add your recipient's details
Choose how your recipient will receive the money: bank deposit, cash pickup, digital wallet, home delivery, or ATM
Complete your payment and track your transfer in real time
Send money with the Ria app
Create a free account or log in
Enter the destination country and amount
Check the exchange rate and the total your recipient will receive
Add your recipient's details
Choose how your recipient will receive the money: bank deposit, cash pickup, digital wallet, home delivery, or ATM
Complete your payment and track your transfer in real time
Send money in person
Visit your nearest Ria location or Turbus branch in Chile. Tell the agent your amount and destination, confirm the fee and exchange rate, and pay in cash or by card depending on the location. Use Ria's location finder to find the closest option near you.
New to Ria? Use promo code HELLORIA at checkout for $0 fees on your first transfer. Terms and conditions apply.
Frequently asked questions
Is it safe to send money internationally from Chile?
Ria Money Transfer is a regulated financial service provider that follows strict security procedures to protect your money. Always use a licensed and regulated provider, and avoid informal transfer services that operate outside the financial system.
Can I send money from Chile without a bank account?
Yes. You can start your transfer in the Ria app or website and select cash as your payment method, then complete the payment in person at a Ria location or Turbus branch. Your recipient can also receive funds via cash pickup without needing a bank account.
Can my recipient receive money without a bank account?
Yes. Depending on the destination country, your recipient can collect their transfer in cash at one of Ria's 600,000+ pickup locations or receive it to a mobile wallet. No bank account needed.
What is the cheapest way to send money from Chile?
Bank account transfers are typically the least expensive payment method, though they may take longer to process. To find the best total cost for your specific transfer, use Ria's rates calculator and always check the "recipient gets" amount, not just the fee.
What's the fastest way to send money from Chile?
The fastest way to send money from Chile depends on how you pay and how your recipient receives the money. Transfers funded by card or cash at a participating Ria location are often processed more quickly, while bank transfers through providers like Fintoc or Sencillito may take longer to clear. For faster delivery, choose cash pickup or digital wallet as the payout method and send during local business hours to avoid weekend or holiday delays.
How can recipients receive money sent from Chile?
Depending on the country they live in, your friends and family may be able to receive money through bank deposit, cash pickup, mobile wallet, home delivery, or ATM payout. Available delivery methods vary by country and provider availability.
How do I track my transfer?
Once your transfer is sent with Ria, you can track it in real time through the Ria app or website. Use the track a transfer tool to follow your money every step of the way.
Does Ria offer a promo code for new customers in Chile?
Yes. If you're a new Ria customer, you can use promo code HELLORIA at checkout for $0 fees on your first transfer. Terms and conditions apply.
Sending money home from Chile should feel as simple as the reason you're doing it. Whether you're helping family with everyday expenses, supporting loved ones abroad, or sending money during an emergency, choosing the right transfer provider can make the process faster, easier, and more transparent.
With Ria, you can send money internationally from Chile with easy send methods, flexible delivery options, and competitive exchange rates, so more of what you earn reaches the people who matter most.
Ready to send money from Chile? Start your transfer with Ria.
About the author
Devon Costantine is Ria's Senior Digital Marketing Manager, leading global web content. Based in Colorado, she believes the best way to explain a financial system is to start with the people inside it.